What Girl Scout Cookies Can Teach You about Becoming More Successful

The Girls Scouts have been selling cookies for more than 100 years, and they’ve created the largest girl-led entrepreneurship program in the world. In fact, more than 200 million boxes of cookies are sold each year, totaling about $800 million dollars.

While the cookie sales sound impressive on their own, they’re not the only benefit of scouting. Studies show that former Girl Scouts have higher achievements across the board, including increased income and greater self-esteem.

With a record like that, the Girl Scouts must know something about blending traditional and modern paths to success. Take a look at what Thin Mints and Samoas can teach you about reaching your own goals.

Traditional Paths to Success:

  1. Focus on giving. Supporting worthy causes is part of what makes Girl Scout cookies so popular. The money goes back into the local community or to other charities that the girls select. Whether you’re selling shortbread or life insurance, helping others to reach their dreams will help you to fulfill your own.
  2. Be authentic. The pictures on the cookie boxes are all real Girl Scouts, and the girls are encouraged to wear their uniforms going door to door or staffing their booths. Being genuine with yourself and others will make you more likeable and trustworthy too.
  3. Build skills. The Girl Scouts have invented their own 5-part formula for success. It includes goal setting, decision making, money management, people skills, and business ethics. While you may choose different wording, it’s important to develop the abilities and behaviors that enable you to deal with life’s challenges.
  4. Look out for your family. The first Girl Scout cookies were baked by mothers and daughters in their own kitchens, and parents still bring cookies to the office to sell to coworkers. Family support helps you to stay strong and resilient.
  5. Make friends. Selling cookies takes teamwork. You’ll discover more opportunities and make more progress if you network vigorously and consistently. Focus on what you can do for others and follow up when you make a commitment.
  6. Leverage your strengths. Would you believe that Thin Mints account for 25% of Girl Scout cookies sales? While it’s important to be open to new ideas, your biggest achievements will come from knowing how to use your unique talents.
  7. Live healthy. Speaking of new ideas, Girl Scout cookies now come in vegan and gluten-free options. To accomplish anything in life, you need to take care of your mind and body.
  8. Appreciate nature. S’more cookies are one sign of how scouting brings cookies and camping together. Outdoor activities are another mainstay of a happy and productive life.
  9. Gain confidence. The greatest benefit of scouting and selling cookies may be the increased confidence that Girl Scouts report. Believing in yourself makes you a success in any field.

Modern Paths to Success:

  1. Go digital. Caramel deLites and Do-si-Dos took a giant step into the 21st Century with the launching of the Digital Cookies platform in 2014. Embracing new technology enables you to work smarter and stay relevant.
  2. Use social media. The internet makes it a lot easier to find out when your favorite cookies go on sale. Build your community by staying in touch and sharing your views on Facebook, LinkedIn, or other channels.
  3. Seek balance. On the other hand, Girl Scout cookies are still officially on sale for only about 6 to 8 weeks a year even in a 24/7 society, so girls can participate in other worthwhile projects. It’s a good reminder to stick to your own values and priorities.

Girl Scout cookies are a delicious way to treat yourself and invest in your community. Let these young cookie entrepreneurs inspire you to take action and live the life you want.

6 Tips for Becoming an Entrepreneur After 40

Entrepreneurs aren’t limited by age, and you can start a successful business at any stage of your life. However, becoming an entrepreneur later in life has its own unique challenges.

Consider these tips for starting a business as a senior:

  1. Avoid allowing others to limit your goals. As you get older, you may have more people in your life who try to persuade you away from the entrepreneur lifestyle.  
  • Your family and friends may have good intentions, but they can also limit your dreams.
  • They may remind you that it’s more difficult to start a new business as you get older because you have other responsibilities. Children, aging parents, and others can take up a lot of your time and present challenges when starting a business. However, knowing that these challenges exist can also help you make contingency plans for when time is tight. 

  1. Ignore your age. Dreams don’t have expiration dates, and entrepreneurs don’t have age limits. As they say, “you’re only as old as you feel.” So if you feel like taking on the rigors of starting a new business, let your age be the last thing on your mind as you move forward with your business plans.
  1. Be open to learning from others. The most successful entrepreneurs are open to learning new ideas.
    • Stay up to date on new advancements in your field, either by keeping in the loop yourself or by hiring employees or contractors that incorporate this into their tasks.
    • Finding a mentor with successful business experience in your field can help your new business see profits quickly and plan for successful growth.
  1. Get your family involved. Successful entrepreneurs often have their family members involved in the business.  
  • Do your children want to help you build a business? Does your spouse have interesting ideas and want to collaborate with you? Your family can help you make your dream come true.
  1. Consider the impact of the business on your personal life. How will the business affect your family and ability to continue working your regular day job?  
  • A new business venture may be exciting, but it has consequences.
  • It’s important to consider the full impact of the new business on your personal life. Will you be able to spend time with your children and spouse as you launch the business?
  • Your personal finances are another area that can be deeply affected by a new business. How do you plan to pay for the business? If your plan involves draining personal finances or getting new loans, then this can affect your entire family. It’s important to discuss the changes with them before you take action.

  1. Consider the impact of your parents on the business. As your parents age, they may become dependent on you. Can you handle the complexities of being an entrepreneur and caring for your parents?
  • Younger entrepreneurs may have decades before they have to worry about caring for their aging parents. However, as an older entrepreneur, you don’t have this luxury.
  • You may have to handle multiple roles at the same time. How will you balance your lifestyle and finances to manage everything? Can you afford to start a new business if your parents need your help?
  • Your parents can have a serious accident or health issue that makes you responsible for taking care of them. The expense of this situation can be detrimental to your efforts with your new business.

You can become a successful entrepreneur and build a strong business at any age. However, it’s important to stay aware of the challenges that come with being an entrepreneur and make plans that will help you overcome these challenges.


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

8 Effective Habits for the Successful Entrepreneur

Every career has a set of habits that greatly increase the odds of success. The habits necessary for success will vary from career to career. Fortunately, there are many successful entrepreneurs that we can look to for guidance. It’s not surprising that many of them share the same habits.

There’s no reason why you can’t have the same habits as some of the most successful people in the world!

Increase your odds for success with these habits:

  1. An incredible work ethic. It takes a lot of time and effort to grow a company. It’s necessary at first to be a jack-of-all-trades. Until you can grow enough to hire others to cover all the required skills your company needs to thrive, you’re going to have to carry a lot of weight.
  2. Conscientiousness. When you own a business, it’s up to you to ensure that things are done properly and on time. The responsibilities are great. You don’t have the luxury of putting out sloppy work. It will always come back to haunt you.
  3. Use time wisely. Time will always be a limited resource. How you use your time dictates how successful your company ultimately becomes. That means having the knowledge and experience to make wise decisions and the mental toughness to avoid distractions.
  4. Have a plan each day. One of the keys to using your time successfully is to plan for each day ahead of time. Avoid going to bed without having a detailed idea of what you’re going to do the following day. When your feet hit the bedroom floor, you should already know what needs to be done for the day.
  5. Wake up early. There are very few successful entrepreneurs that don’t get up very early. Some get up even before 4 a.m. How early you get up is up to you, but if you’re not beating the average person out of bed, you’re behind.
  6. Set goals. It’s not enough to work hard and work smart. You also must know where you’re going. Goals help you make wise decisions. Know what you’re trying to accomplish today, this week, this month, this year, and 10 years from now.
  7. Deal with stress effectively. Entrepreneurs have plenty of stress to deal with on a regular basis, so it’s important to learn how to manage it. Have a process for dealing with stress and anxiety. Learn to recognize what you can control and what you cannot.
  8. Look ahead for obstacles. Avoid being blindsided by obstacles and setbacks. Be aware of your future. Look ahead for the challenges that you’re likely to face and have solutions in mind.
    • Think of all the major challenges in your life and notice that there were plenty of warning signs for all of them. The same is true with your business. Avoid putting your head in the sand and hoping for the best. Deal with challenges now while they’re still manageable.

What are your current habits? Can you see why your current habits have either helped you or harmed you on your path to business success? Think about what you want to accomplish to be successful and build a set of habits that will support those activities.

The person with the best habits usually wins. How far will you go with your habits?


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

The Reinvention of YOU – Increasing Your Self-Esteem

You might have discovered lately that you aren’t feeling as positive as you could about yourself. Maybe you’re disappointed in how you look or some of the emotions you feel. Your attitude might slip a bit at times and you find yourself making self-deprecating statements to others.

How can you get out of this rut and reinvigorate how you feel about yourself?

These strategies will help you get back on track and increase your self-esteem:

  1. It’s time to take a good, long look at yourself. Although it might be scary or even a bit disappointing, the sooner you do it, the quicker you’ll be able to get yourself back on track.
  2. How’s your physical appearance? Consider any changes you’d like to make to how you look. It’s common to go through life phases when you don’t take the care with yourself that you usually do. For many, a new haircut and some extra attention to personal grooming goes miles toward increasing self-esteem.
  3. Look at yourself with a kind eye and make some decisions on what you can realistically and financially do to improve your appearance. As you probably already know, your appearance is paramount to how you feel about yourself. Improving your appearance most likely means you’ll improve your self-esteem.
  4. Recognize your strong points. Although your mind hasn’t been in a place to really notice what you’re good at, take some time now to do just that. Maybe you’re a great cook, wonderful with kids, and the hardest worker at the office. Every single person has strong points and it’s important for you to know what yours are.
  5. Remind yourself what you truly love about you. Maybe it’s the way your green eyes shine or your red hair makes your facial features stand out. Perhaps you’re consistent about doing exercise or you’re brilliant at keeping the conversation going. You’re even in awe of the patience you have with others or your willingness to step up and volunteer to help out others.
  6. When it comes to you, what are you the most proud of? What do you consider your greatest achievements? We all have something to be proud of. Figure out the things about you that you take pride in to raise your self-esteem a few notches.
  • Maybe you keep an organized house or wash your dad’s car every week without fail.
  • Perhaps you write a good story or can keep your cool when your kids are acting out.
  • Did you work your way through college without any help or support from others?
  • Accept compliments openly. Make eye contact, smile, and say, “thank you” whenever people pay you a compliment. After all, people aren’t going to go to the time and trouble to pay you a compliment unless they believe you deserve it. Relish in the good things about you that others notice. Embrace those positive comments. Doesn’t it feel great?

You can reinvent yourself by taking steps to increase your self-esteem. Look within yourself to evaluate what you need to feel better about yourself. Make changes in your physical appearance, open your eyes to your strong points, and be aware of what you love about yourself. Acknowledge what you’re most proud of and embrace compliments.

As you do these things, your self-esteem will soar. The reinvention of you will be successful and complete!


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Turning Your Hobby Into An Income Stream

If you’re like most people, you probably dream of having a job that’s enjoyable and fulfilling. Maybe the solution is to turn something you love into a way to pay the bills.

You may be thinking, “There’s no way I can make money from my hobby.” But you might be surprised!

Just think how great it would be if you could make money from the one thing that you actually choose to do when you have free time. What could possibly be better than that?

You might not be able to fully replace your regular job right away. However, you could earn a few hundred dollars a month or more for something you would be doing anyway. And that can make a big difference.

The two basic routes to making money from your hobby are:

  1. Teach Online. Someone out there would like to learn what you know. Don’t make the mistake of believing that you have to be one of the world’s top ten leading experts on something in order to make money at it. Nothing can be further from the truth! If you know more about something than anyone on your street, you can certainly make money teaching others.
  • Some ways to teach include:
    • Giving seminars (online or in person)
    • Selling articles related to your hobby
    • Writing and selling a book or e-book
    • One-on-one coaching
    • Setting up a website that provides educational information and sells related products and services.
  1. Sell a related product or service. Hobbies require supplies. Other people may as well be purchasing those supplies from you. If your hobby is collecting something, you can buy and sell whatever it is you collect. Or think of businesses related to your hobby. For example:
  • If you love animals, you could sell your services as a dog sitter.

  • If you love boats, you could sell boat plans or rent boats to vacationers.

  • Do you love design and interior decorating? Do you like to watch design shows on TV? You might not be on television anytime soon, but you probably know more about decorating a house than the average family does. Certainly you could charge a few hundred dollars for a consultation.

  • What if fishing is your passion? How about owning a bait and tackle shop? You could be a fishing guide. You could sell fishing lures online.

  • Do you love to travel? Take lots of pictures and write about your adventures. Travel magazines and websites are always looking for good content. You could also start your own travel website.

The real key is to take time to think about all the ways you could possibly make money related to you hobby. Then you can choose to do so in the most enjoyable way possible.

The hardest part of getting started for most people is marketing; you must market yourself and your business to get clients or customers. So be bold. Tell your neighbors and family members about your plans. Post an ad on Craigslist.com. Make a website. People have to know you’re out there so they can hire you or purchase from you.

Imagine the excitement you’ll feel the first time you cash that check for doing something you used to do for free! Once you make a little money from your hobby, the wheels will really start turning, and you’ll be surprised at all the other ideas that come to mind.

Start today by making a list of all the ways you could possibly make money at your hobby. Have fun, and good luck!


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

How to Embrace New Chapters in Your Life

As you’re well aware, life is full of changes. Sometimes, the changes occur when you least expect them, and you end up with your routines being thrown out of whack. That’s how it often is when new chapters are opened up in your life. You might get caught by surprise, and immediately get flustered because you’ve never dealt with being in that situation before.

It’s easy to lose composure when you’re going through something totally novel to you. It’s easy to give up because you feel like you’ve lost control of your life.

The good news is that you can approach these life events with positive techniques that keep you from feeling intimidated by them.

Follow these strategies to not only deal with, but also embrace, these new chapters in your life:

  1. Have an open mind. Expect the best scenario instead of the worst. Remind yourself that you’ve made it through more challenging situations before.
    • Embrace the idea that this event might bring with it all sorts of positive spins on existing situations that challenge you. This new chapter in your life could be the answer to your reaching previously unattainable goals.
  1. Exercise courage. Fear can keep you from achieving what you want out of life. It can turn strong men weak and result in disappointment, sadness and humiliation. If you picture living a life with those negative attributes, you’ll start to develop the courage to prevent that from happening. So face the unknown with every ounce of courage you have!
    • Even when you’re not feeling courageous, tell yourself you’re brave. Walk into a situation while repeating the words, “I have what it takes to conquer this.”
  1. Take one step at a time. By far, the easiest way to approach any situation in life is to break it down into its smallest parts. When looking at the big picture of your new chapter, it might seem mammoth and insurmountable. But if you take a minute to dissect it, you’ll realize it’s a lot easier to take smaller bites and even savor the taste of newness.
  1. Be guided by past mistakes. Nobody you know has more experience in your life than you do! You know your strengths and abilities, and you also know where you went wrong before. Those learning lessons should be the tools you take into life’s new chapter. Use them as much as possible to help guide you through the unknown.
  1. Be honest. If your new chapter in life is something being presented to you by someone else, be honest about feeling intimidated by it. If you’re expected to tackle it and come out victorious, you definitely don’t want to disappoint! It’s better to state your position up front because people respect honest even when it doesn’t favor them.
    • New chapters don’t have to be scary at all. You’d be surprised how perfectly capable you are of taking things head-on and relishing in the goodness they can provide. Give yourself the chance to experience fulfillment; use these strategies to embrace new chapters like you already know the outcome!

If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Ways to Use Your Spirituality to Help Your Business Thrive

Using all the resources at your disposal naturally brings you greater success in your business. Number crunching and data analysis are helpful, but you have other tools available. Your spirituality and instincts have been developing and growing since birth. It would be a shame not to use them to your advantage.

Use these strategies to enhance your business with your spirituality:

  1. Sit quietly with your mistakes. Most of us avoid our mistakes. They create too much discomfort. But mistakes have always been the primary way that humans learn. Embrace your mistakes by sitting quietly and examining the source of your error. How much would your business be enhanced if you never repeated mistakes?
  2. Set your intentions high. Get in touch with your soul and realize how great and successful your business could become. Set a big goal and stick to it. Most substantial goals aren’t met because an easier goal reveals itself along the way. Utilize the power of high intentions and be consistent.
  3. Let go. Learn to forgive and move on. That includes forgiving yourself. Learn from challenges and then release yourself from them. Holding on to a grudge or the past ultimately punishes yourself and your business.
  4. Allow your spirit to guide your business. Logic and quantification have their place in any business, but the most successful businesses have more guiding their decisions. Trust your gut when the data runs out.
  5. Be enthusiastic about the unknown. It’s only necessary to see the next step clearly. Everything else might be a bit murky, and that’s okay. Any impressive accomplishment has at least a bit of the unknown.
  6. Meditate or pray on challenges. Getting upset by challenges is similar to a reflex. It’s possible to develop a more effective habit. Meditate on your business challenges and calmly seek a solution.
  7. Show gratitude. To feel gratitude, you must first focus on those things for which you’re thankful. Take a few minutes each day and feel gratitude for the things that bring you joy or satisfaction in your business. At the very least, it will create a more positive state of mind.

Are you currently using your spirituality to your advantage in your business dealings? If not, you’re ignoring a great source of guidance and strength. Give your spirituality the respect it deserves and apply it to your business activities. You’ll have a significant advantage over your competition.

I’d love to hear from you if you are currently utilizing your spirituality in your business as you work towards achieving positive results & goodwill for yourself and for your clients. Please drop me a line and tell me about it at TheBusyGal@gmail.com. Selah.


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

You Have A Choice!

You know that you have a choice to stay in that dead end job or start your own business, right? If you’re thinking about starting something, do you know what you want to do? Right now, your job is paying at least some of the bills and you’re barely making ends meet. To encourage you to continue thinking about alternative income generating ideas, think about this….

Did you know that most women after the age of 40 will experience some form of ageism in the workplace – be it subtle or overt. In fact now that the Great Recession is essentially over, most of us can get a job — a job with no power, low pay, and absolutely no social prestige! If you’re okay with that don’t read any further!

It’s a known fact that ageism at work begins for women at 40 when your boss no longer considers you for promotion or training! Imagine that! You’ve given 10+ years of your life to a boss, who after you get to a certain age decides that due to your age you are no longer promotable! Does that get you pissed off? It should!

Do you want to know the real reason the job market bounced back? Millions of Americans have simply left the workforce to strike out on their own as small business owners – specifically middle aged people – and leading the charge are women over 40!

Now obviously starting a business is NOT EASY at any time in life, much less when you’re at this age! You also need to KNOW yourself.

To that end, which statement sounds more appealing to you?

“I want the comfortable life. I want or need stability in my life. I do not want to risk my well-being, and I value my free time to be able to relax.”

OR

“I bet on myself and that excites me! I like taking risks because I want the rewards they offer. I love to work, and I want to keep growing. I am very ambitious, and I can handle being in a position of discomfort a while.”

The first statement best describes employment. It is an easy path to follow because you know all the steps, and if not, you can find all the steps. You will encounter comfort if you are doing your job right, and if you don’t age out of the work and get laid off as the work force gets younger than you. You have a set schedule, and you know exactly when you switch your mind from work to family (usually 5PM Mondays to Fridays).

The second statement describes entrepreneurship. To be an entrepreneur you kind of need to embrace the fact that your schedule will be all over the place, and you will be thinking about 100 things at the same time while usually never knowing when the next time to relax will be! Additionally, the work is a grind – but you love it as you’re pursuing your dream because you love that what you are creating is yours! Your life will be unstable and unexpected, but you will love everything about it because your ambition and dreams are too big not to be pursued.

As you can see, these lifestyles are very different.

Entrepreneurs and employees are both necessary in this world, so no matter what path you choose, understand that you are still valuable to the society.

My name is Felicia Lopes and I am the founder of an online business where I coach Women Over 40 to re-establish and re-invent themselves as entrepreneurs through my online classes, small business services and opportunities, as well as events. I can help you!

Bottom line, if you’re looking for a great idea for a business, download my FREE booklet The Top 40 Small Business Ideas for Entrepreneurial Women Over 40 which is jam packed with million dollar ideas for new businesses and links to get you started. https://itiv6yfr.pages.infusionsoft.net

Online Sources of Capital for Women Entrepreneurs

Capital is pivotal for the success of any entrepreneur to launch a sustainable and lucrative business. Traditional routes of access to capital are changing as technological development creates new avenues and the distance between entrepreneur and investor decreases due to an increase in fast and efficient communication.

Women entrepreneurs have notoriously faced hardships in gaining access to capital, from lack of information and resources and local and state government assistance, to facing cultural biases from investors. Without adequate capital, women cannot make their creative ideas a reality, nor can they afford to maintain the businesses that provide jobs for a significant portion of the population.

U.S. Census Bureau data reveals that women own 36 percent of privately-held businesses and contribute $3 trillion to the economy due to job creation—creating 16 percent of jobs in the nation. As more women become their own bosses, they compose a larger share of small businesses, of which 80 percent have no employees other than the owner. In 2013, there were 28.8 million small businesses in the U.S.

Traditional means of gaining access to capital, which typically involved a long and cost-intensive process, are being expanded with online options, which provide smaller loan amounts faster and at lower costs.

Here are some new, innovative tools for women entrepreneurs seeking financing:

Crowdfunding
Crowdfunding is an efficient way to gain capital from many individuals through small donations, and is low risk compared to venture angels and banks. A 2015 Massolution report estimates that $17.2 billion was invested in North America through crowdfunding websites, a number that’s increasing each year. Top crowdfunding platforms include Kickstarter, Indiegogo, GoFundMe, CircleUp, Patreon, Crowdrise, Razoo, AngelList, and many more.

Gender Lens Investment
According to Veris Wealth Partners, investment of this type has risen 41 percent in the past year, up to $910 million. In addition, the number of mandated publicly traded gender lens investment strategies has reached a total of 22, after five years of steady growth. This is an incredible increase from 1993 to 2012, when there were only five strategies for gender lens investing.

Online Lending Tools
An emerging means for access to capital for small businesses in particular are online lending tools. The 2017 Kauffman Foundation report states that many businesses are in need of funds to manage cash flow and to access short-term financing, and the most commonly used tools are loans and lines of credit. Fintech companies like OnDeck and Kabbage are facilitating small businesses’ access to credit in online lending by providing fast online vetting for small business loans, utilizing personal data and credit scores.

Whether they decide to leverage crowdfunding, merchant cash advances or sector-focused angel syndicates like gender lens investment, women entrepreneurs in need of funds for their startup—or capital for their business—have new tools at their disposal.

Commentary by Desiree Patno
Originally post on RISMedia


Desirée Patno is the CEO and president of Women in the Housing and Real Estate Ecosystem (NAWRB) and Desirée Patno Enterprises, Inc. (DPE), as well as chairwoman of NAWRB’s Diversity & Inclusion Leadership Council (NDILC). With 30 years of experience in housing, Patno is a champion for women’s economic growth and independence. In 2017, Entrepreneur.com named her the Highest-Ranking Woman and 4th Overall Top Real Estate Influencer to Follow. For more information, please visit www.nawrb.co

The Determination of Creative Women

From our Connected with Kathleen Cooke Section.   
Re-published with permission from Kathleen Cook. 

Originally posted on www.KathleenCooke.com July 5, 2019
and in her Blog influencelab.com/women
Web/blog: kathleencooke.com
Twitter: @kathycooke

In a recent Wall Street Journal article, What Women Artists Knew About Work, Mason Currey cites Harriet Beecher Stowe’s (“Uncle Tom’s Cabin”) letter to her sister-in-law with these words…

“Since I began this note, I have been called off at least a dozen times – once for the fish-man to buy a codfish – once to see a man who had brought me some baskets of apples – once to see a bookman… then to nurse the baby –then into the kitchen to make a chowder for dinner and now I am at it again, for nothing but deadly determination enables me to ever write – it is rowing against wind and tide.”

As I sit at my desk and computer hashing it out with a multitude of to-do’s nipping at my feet, I feel very close to Harriet.  It requires determination and sheer work to find the time to read, think, research and write but I am compelled to do so by the pounding drum within me. 

Finding time to create was difficult for many women throughout history. In many ways we have it easier today but media distractions can be one of our fiercest opponents. Technological advancements have disrupted and loaded our lives with interruptions and the one highest on the list is the smartphone in our hands. Its unrelenting grasp hooks us. We often get blindly swept away following social media, watching YouTube or are mesmerized by video games.

Women of the past had multiple distractions since so many worked from home. Most were solo entrepreneurs who produced in their own creative spaces. They had to learn to discipline themselves and learn business skills on their own.

The entrepreneurial spirit continues today. According to a 2017 survey by Remote.co, 28% of women who work remotely are CEO’s and leaders of their own companies compared to 5.2% of women working in S&P 500 companies and 6.4% of women in Fortune 500 companies. Interestingly, 90% of women surveyed chose to work remotely because of the barriers they felt from men in top leadership positions. Another reason was the inability to be a family caregiver due to conflicts in the workplace. The New York Times reported in 2017 that “half or more of the women who earn an M.B.A. that year would drop out of the full-time workforce within a decade.” 

I had several distractions, including children, before I was able to fully pursue my first passion: theatrical acting. The balance of work and home responsibilities often continues to deter women from pursuing artistic and business endeavors. However, my dad, a basketball coach, often inspired me with these words from his mentor, former UCLA coach John Wooden, “Do not let what you cannot do interfere with what you can do.” My dad taught me to be persistent and not to be deterred by interruptions. My heavenly Father has also taught me that when you are pursuing what you are called to do by God, interruptions won’t deter you either.

Completing a project of any kind may have momentary interruptions, many of which can’t be controlled. Some may only last moments and others, years. But one thing I have discovered is that there is real joy and contentment when you are in the zone of creative work doing what God’s called you to do. When you are in the middle of where He wants you, it doesn’t matter if it gets difficult. You’d do it again and again because it breathes life into your soul. It allows you to communicate with God fully. 

At the end of editing my devotional, Hope 4 Today: Stay Connected to God in a Distracted Culture, I was given a 24-hour deadline by the publisher due to printing issues to complete the final draft. I was forced to stay up and work all night, shoving all other responsibilities aside. Surprisingly, the time flew by. I found myself energized within the sleepiness because I was driven to submit a manuscript that I felt had been inspired by God. 

Headwinds can never deter those who are “called according to His purposes.” (See Romans 8:28.)