Self Employed? How to Effectively Increase Your Hourly Rate

If you work for yourself, your income naturally depends on your hourly rate. Of course, you’d love to make a better hourly wage. But how do you know if you’re being fairly paid?

Here are some tips on when you should (and shouldn’t!) raise your rate.

When You Should Raise Your Rates

  1. Your skills or service have improved. If you can provide more value, raising your rates to reflect that is reasonable.
  2. Supply and demand have changed for your service. If you’re booking yourself solid and turning away new clients, then you’re in an excellent position to charge more. Simply raise your rate until you’re getting the number of clients you want without having to decline new business.
  3. You’re testing a new rate to gain information. Just be sure you have a plan if the higher fees don’t pan out.
  4. If you want to reposition yourself. There’s nothing wrong with positioning yourself as a high-end consultant, but be sure you can deliver that type of service. You won’t last long if the quality of your work doesn’t match the prices you’re charging.

When Not to Raise Your Rates

There should always be a legitimate business reason for raising your rates. You might just want to earn more money, but that’s usually not justification for charging your clients more. Before making any rate changes, always look at your skills as well as supply and demand.

Frequently Made Mistakes

  1. Never raising your rates. If you never raise your rates, then you’ll eventually be undercharging. Over time, that’s a lot of money that’s not making its way into your pocket.

  2. Not testing. New clients are the best place to try out new rates. Keep your old clients at the old rates while you’re testing; you can always bump them up later. If the new hourly charge doesn’t work out, you’ll still have your old clients to fall back on.

  3. Raising rates beyond what’s reasonable. If you’re just starting out, you can’t expect to charge the same as an expert. You’ll generally be more effective if you start at the lower end with your price until your client base is sufficient. Then you can start testing higher rates.

  4. Changing too frequently. Your clients can’t plan your services into their budget if you’re always changing your rates around.

How to Increase Your Rates

  1. Improve your services. You should constantly be trying to add value without significantly increasing your costs. The better your service, the more you should be able to charge.

  2. Always over-deliver. Not only do you get great word-of-mouth advertising, you’ll have a much easier time raising your rates when the time comes.

  3. Get testimonials. Anytime a client is obviously happy, ask for a testimonial. Put those testimonials on your marketing materials.

  4. Truly care about your clients. When your clients can tell how much you care, you’re much more likely to keep their business and get referrals. Their referrals can bring plenty of new clients to test out your new rates.

Ultimately, rates are determined by the marketplace. Your job is to position yourself appropriately within that marketplace and then test higher rates when the time is right.

However, within what the marketplace will bear, the sky is the limit when setting your own rates. This is one of the best parts about working for yourself. Use these tips to raise your income as your expertise becomes more valuable. You deserve it!

10 Ideas for Boosting Your Income

There are plenty of opportunities to boost your income if you’re willing to hustle. A few hours each week can add significantly to your discretionary income. You’ll find a few ideas listed below, but come up with a list of your own ideas. With enough creativity, you might discover an untapped source of secondary income.

Boost your income starting tomorrow:

  1. Be a part-time personal assistant. You can make phone calls, run errands, mow the grass, have the car washed, or pick up the kids. Think of all the things you wish you had help with. You can provide that to someone else. While there aren’t too many people that can use an assistant full-time, there are many people that could use and hour or two of help.

  2. Rent your car. How much time do you actually spend driving it? The rest of the time it’s just sitting in the driveway dripping oil and serving as a target for birds. There are apps that will allow you to list and rent your car. Parkingspotter and Relayrides are two examples.

  3. Knock on doors. A variety of organizations are looking for people to canvas neighborhoods and solicit donations or spread information. You can brush up on your social skills, too.

  4. Bartender. With the right position, you can make a lot of money quickly. Take a class and learn how to mix your favorite drinks.

  5. Clean houses. Some people actually like to clean. If you’re one of them, you’re in luck! Some people are too busy to clean and have the financial resources to pay someone else to do it. All you have to do is find each other. A few basic cleaning supplies are enough to get started.
  6. Housesit. If you spend your evenings in front of the TV or playing on your computer anyway, do it at someone else’s house and get paid for it. There’s not much to do besides getting the mail.

  7. Teach. Do you know yoga, algebra, or how to play the violin? Share your knowledge for a price. Use online classifieds or hand out a few fliers. Just a couple of students can provide a nice boost to your income.

  8. Get a roommate. Split the rent and utilities. That can easily be upwards of $1,000 per month. All you have to do is give up some privacy and half the refrigerator. Be sure to take a shower before the hot water is gone.

  9. Pet-sitter or dog walker. Pet sitters make around $25 per day. If you’re lucky enough to get a good dog, it’s an easy job. Dog walkers earn around $15 per 30-minute walk. A few clients can add to your income nicely. Look at rover.com.

  10. Buy and sell things on Craigslist. People have traded their way from a used cell phone to a Porsche without spending a dime. Look for things selling at a low price. Purchase it and resell at a higher, more reasonable price.
  • There are always good deals to be found. You must be knowledgeable of the item, however. Do you know the typical price for a 1988 USA Peavey Predator guitar? Know the market value of what you’re buying and look for someone willing to do something silly.

A little extra income never hurt anyone. Think of other ways to boost your income. If you’re willing to work, you can create a second income that makes a big difference in your life. Find something that interests you and you’ll enjoy yourself more. Many of these tips can be put into action immediately.

The Fastest Way to Get Started in Multi Level Marketing

Being successful in MLM is challenging, but the great thing about it is that it doesn’t take any special talent. It does take some hard work and an intelligent approach to growing your business. Once you have those in place, you can look forward to an exciting experience!

Follow these steps to get off to a fast start:

  1. Make a decision. Nothing significant can happen until you make the decision to do something. Making a decision means that you cut yourself off from all other possibilities. So decide that you’re going to be successful and that no challenge can stop you from moving forward in your business.

  2. Schedule your time. Most folks decide to fit their MLM activities around everything else. That is, they do it whenever they have time. This is the wrong approach. You should schedule this work just like you would anything else that’s important to you. Make a schedule and stick to it.

    • Consider spending about 80% of your time growing your business and 20% learning more. Most people tend to do it just the opposite and are never successful because of it. Track how much time you’re actually spending on activities that can make you money.

  3. Get a success team. Surround yourself with like-minded people that are successful at what you’re trying to do. Find some people locally if you can; use an online community if you must. It keeps the motivation high, and you have a source to turn to for answers. Remember that this is part of the 20% and not the 80%.

  4. Limit your prospecting. After you tell your friends, family, and neighbors what you’re up to, give most of the prospecting a rest. There are better ways to spend your time.

  5. Market. One of the M’s in MLM is for marketing. This is where you should spend a lot of your 80%. Marketing is the ultimate source of your success. Whether you’re looking for downline members or customers, it’s a lot easier to convert leads to dollars when the leads are contacting you. Trying to turn a cold call / cold approach into a payday is tough!

    • Utilize technology. The great thing about the Internet, Twitter, Facebook, and other technology is the tremendous leverage. They’re essentially free and allow you to reach a large number of people.

  6. Find a successful mentor. A successful mentor is someone that started where you are and has reached where you want to be. Don’t get a mentor that makes $1,000 a month if you want to make $10,000 a month. Spend some time and find the right person.

    • Keep in mind that the most successful MLM-ers don’t waste a lot of time. You might want to offer them something besides the benefit of a warm fuzzy feeling. Maybe you could do some work for them. Maybe you can give them a percentage. Be prepared to reciprocate your time.

MLM is a great business for those that are determined and take intelligent action. While there are no shortcuts, there are plenty of less than direct routes to get to where you want to go. Follow these tips and you can get off to a fast start. That first check is closer than you think.

Entrepreneurial Success: Top 5 Secrets for Building an Empire

Entrepreneurship is the way of the future! It may be the answer to the personal success that you’ve been looking for all along. Becoming an entrepreneur is the most effective path to building an empire. And building an empire is a surefire way to achieve your dreams.

If that’s what you want, you have to start somewhere. Becoming an entrepreneur requires a lot of effort on your part. But you’ll be beyond happy when you’re at the end of the road.

If you have limited entrepreneurial know-how, use this checklist to get on the correct path:

  1. Buy into a business idea. Commit wholeheartedly, and for the long haul. This doesn’t necessarily mean putting down financial capital. Make an emotional and educated investment into whatever the business concept may be.

    • Researching your business idea is crucial to success. Is anybody else doing it? What’s the usual market response to similar ideas?

  2. Identify a target audience. Who wants your product or service? Naturally, you’ll need to be able to identify them. It’s safe to say that a business without a target audience may not do very well!

    • When you determine your target audience upfront, you can focus on building a marketing plan.

  3. Find ways to start small. It’s exciting to have big ideas for your business. But it’s also wise to start small. Start researching and designing launch plans, financing, and other key elements to get it going, with plans for expanding as profits allow.

    • Some of today’s biggest businesses started as tiny “hole-in-the-wall” operations. For example, Steve Jobs built computers in his garage. This may be the approach for you since it’s your first entrepreneurship.

    • Your bank might be offering you impressive financing. But do you really need all that startup capital? Keep your head on and only take what you really need. The less debt you have at the onset, the easier it is to see profits.

  4. Think evolution. The businesses with the greatest success are the ones that constantly reinvent themselves. You’ll need to have that eye of longevity in order to build a good business model.

    • Your business idea might be for bottled water today. But who says it can’t evolve to other bottled beverages tomorrow? This is the kind of thought to put into your startup business.

  5. Get involved in the process. Getting involved in the process can mean a lot of things, depending on the type of entrepreneurship.

    • Understand the numbers. The dollars and cents are the main determining factors in how well the business is doing.
    • Stay on top of every aspect of the startup project. It’s great to have experts on board, but it’s an even better idea to know what they’re doing!

At this point, you’re probably already starting to feel excited! Getting your business idea off the ground is a challenging, but rewarding, experience. Once you stick to this general planning sequence, you’ll likely pull it off successfully.

Nobody dreams bigger dreams for you than you do! Live those dreams out and create the empire you always wanted. It’s yours for the taking.

7 Strategies to Increase Cash Flow in Your Small Business

Would your small business benefit from a higher rate of cash flow? It’s possible to increase it through several business strategies.

Try these strategies to increase your cash flow:

  1. Reduce your spending. Decreasing your spending is one way to increase your small business cash flow.
  • The first step to implementing this strategy is to carefully analyze all of your business spending. How much do your office supplies and electrical bills cost every month? How much do you pay for insurance, employee salaries, and other bills?
  • After analyzing your spending, look for areas that can be reduced. However, it’s important to approach spending cuts carefully because pay cuts can drive away employees. In addition, if you try new services to save money, the quality may not be the same.

  1. Extend discounts for fast payments. If you’re trying to encourage your customers to pay faster to increase your cash flow, then discounts for fast payments may help.
  • The discount doesn’t have to be large, but customers may appreciate a small amount of savings. Try several payment plans with different discount levels to reach more clients.

  1. Watch your inventory. Are you investing a large portion of your cash into inventory?
  • Inventory may be the lifeline of your small business, but you don’t want it to destroy your cash flow. The boxes of shirts, candles, or other items you sell shouldn’t sit in warehouses for decades.
  • Find a balance between having enough inventory to satisfy customer needs and having too much.

  1. Raise your prices. Are you keeping up with inflation? You might be able to raise prices on your products and services to keep up with the market.
  • Higher prices can lead to more cash flow, but they may also scare away customers. Find a balance that works for your business and your customers.

  1. Consider collection agencies. Do you have a large number of customers who haven’t paid their bills?  
  • Collection agencies can help you recover a portion of the unpaid bills. They charge a fee and take a percentage of the money. However, you may not have the time to pursue the customers who haven’t paid.

  1. Consider court. For larger amounts, you may have to get a lawyer and take your customers to court for unpaid bills. This is one way to make your cash flow higher because it can force them to pay their overdue bills.
  1. Offer prepayment rewards. You can offer a variety of rewards ranging from discounts to extra products. You can make a special rewards program with gift cards or other items.
  • Customers who prepay for large packages, services, or multiple items could receive extra rewards. These rewards can encourage them to stay and keep buying your products or services.

Your small business may benefit from more cash flow. Creating a customer rewards program with sales, discounts, and other special rewards is always a good idea to expand your customer base and gain loyalty to your business. Incorporate several of these strategies into your business operations to discover what works best for you.

Where to Find Financial Support for Your Brilliant Startup Idea

Your amazing business idea may need funds to be successful. However, it’s not easy to finance a startup in a sea of competitors.

Consider many sources for your startup funds:

  1. Use your own finances. Instead of getting a loan or borrowing from others, see if you can finance your startup with funds you save or gather.  
  • Do you have savings that can be used to fund your new business?
  • Do you have items or services you can sell to raise money? This may take awhile, but you might feel more comfortable delaying the launch of your company a bit while you earn the money to get it started.

  1. Ask friends and family to help. Do your family and friends think that the startup idea is a good investment that will bring high returns? If you have support from these sources, they might be interested in loaning you the startup funds or investing in your new business.
  • Your friends or family members can become lenders, partners, or investors in the startup.
  • They can contribute to the financial side, but they may also want to be involved in other areas. It’s important to negotiate an arrangement that you feel comfortable with.

  1. Use crowdfunding. There are multiple online crowdfunding platforms, such as Peerbackers, Kickstarter, Indiegogo, RocketHub, and others, that can help you raise money. These websites let you share your startup idea with the public. Then, the public can donate money in return for items, services, or a share in the company,
  • One key to success on a crowdfunding platform is to have a unique story.
  • You can raise money for your startup and introduce your product or service at the same time.
  • Keep in mind that these platforms are filled with competitors, and it’s not easy to get all the funding you need. A successful campaign on these platforms usually includes social media and marketing efforts.

  1. Enter startup contests. Big brands and investors sometimes have contests for startups. These contests put you in front of big names who are interested in investing.
  • They help you get recognition while you learn from other startups. You also have the chance to fine-tune your ideas to make them more appealing to investors.

  1. Seek angel investors. Angel investors want to help new companies and make a profit in the long term. They have large sources of money, so your startup may be able to get all of its funding in one area.  
  • Angel investors tend to ask for a portion of your company or shares. They may ask to be partners or have control over startup decisions.
  • Because of their financial commitment, they have a vested interest in your success and want to ensure that your new business brings in high returns.
  1. Consider financial institution loans. Banks, credit unions, and other sources may offer you a business or personal loan to fund your idea. They may require collateral and ask detailed financial records and other information about the startup.
  • Small business loans are a popular choice among startups.
  • Before you get a loan, consider the fees and interest on the loan.
  • What if your business doesn’t bring in enough profit to repay the loan? How will you repay it? It’s important to have a Plan B.

Launching a startup is an exciting time! Follow a profitable business plan and keep your eye on the profits so your new business can repay the startup funds as soon as possible and move on to providing you the returns you deserve.

8 Effective Habits for the Successful Entrepreneur

Every career has a set of habits that greatly increase the odds of success. The habits necessary for success will vary from career to career. Fortunately, there are many successful entrepreneurs that we can look to for guidance. It’s not surprising that many of them share the same habits.

There’s no reason why you can’t have the same habits as some of the most successful people in the world!

Increase your odds for success with these habits:

  1. An incredible work ethic. It takes a lot of time and effort to grow a company. It’s necessary at first to be a jack-of-all-trades. Until you can grow enough to hire others to cover all the required skills your company needs to thrive, you’re going to have to carry a lot of weight.
  2. Conscientiousness. When you own a business, it’s up to you to ensure that things are done properly and on time. The responsibilities are great. You don’t have the luxury of putting out sloppy work. It will always come back to haunt you.
  3. Use time wisely. Time will always be a limited resource. How you use your time dictates how successful your company ultimately becomes. That means having the knowledge and experience to make wise decisions and the mental toughness to avoid distractions.
  4. Have a plan each day. One of the keys to using your time successfully is to plan for each day ahead of time. Avoid going to bed without having a detailed idea of what you’re going to do the following day. When your feet hit the bedroom floor, you should already know what needs to be done for the day.
  5. Wake up early. There are very few successful entrepreneurs that don’t get up very early. Some get up even before 4 a.m. How early you get up is up to you, but if you’re not beating the average person out of bed, you’re behind.
  6. Set goals. It’s not enough to work hard and work smart. You also must know where you’re going. Goals help you make wise decisions. Know what you’re trying to accomplish today, this week, this month, this year, and 10 years from now.
  7. Deal with stress effectively. Entrepreneurs have plenty of stress to deal with on a regular basis, so it’s important to learn how to manage it. Have a process for dealing with stress and anxiety. Learn to recognize what you can control and what you cannot.
  8. Look ahead for obstacles. Avoid being blindsided by obstacles and setbacks. Be aware of your future. Look ahead for the challenges that you’re likely to face and have solutions in mind.
    • Think of all the major challenges in your life and notice that there were plenty of warning signs for all of them. The same is true with your business. Avoid putting your head in the sand and hoping for the best. Deal with challenges now while they’re still manageable.

What are your current habits? Can you see why your current habits have either helped you or harmed you on your path to business success? Think about what you want to accomplish to be successful and build a set of habits that will support those activities.

The person with the best habits usually wins. How far will you go with your habits?


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Turning Your Hobby Into An Income Stream

If you’re like most people, you probably dream of having a job that’s enjoyable and fulfilling. Maybe the solution is to turn something you love into a way to pay the bills.

You may be thinking, “There’s no way I can make money from my hobby.” But you might be surprised!

Just think how great it would be if you could make money from the one thing that you actually choose to do when you have free time. What could possibly be better than that?

You might not be able to fully replace your regular job right away. However, you could earn a few hundred dollars a month or more for something you would be doing anyway. And that can make a big difference.

The two basic routes to making money from your hobby are:

  1. Teach Online. Someone out there would like to learn what you know. Don’t make the mistake of believing that you have to be one of the world’s top ten leading experts on something in order to make money at it. Nothing can be further from the truth! If you know more about something than anyone on your street, you can certainly make money teaching others.
  • Some ways to teach include:
    • Giving seminars (online or in person)
    • Selling articles related to your hobby
    • Writing and selling a book or e-book
    • One-on-one coaching
    • Setting up a website that provides educational information and sells related products and services.
  1. Sell a related product or service. Hobbies require supplies. Other people may as well be purchasing those supplies from you. If your hobby is collecting something, you can buy and sell whatever it is you collect. Or think of businesses related to your hobby. For example:
  • If you love animals, you could sell your services as a dog sitter.

  • If you love boats, you could sell boat plans or rent boats to vacationers.

  • Do you love design and interior decorating? Do you like to watch design shows on TV? You might not be on television anytime soon, but you probably know more about decorating a house than the average family does. Certainly you could charge a few hundred dollars for a consultation.

  • What if fishing is your passion? How about owning a bait and tackle shop? You could be a fishing guide. You could sell fishing lures online.

  • Do you love to travel? Take lots of pictures and write about your adventures. Travel magazines and websites are always looking for good content. You could also start your own travel website.

The real key is to take time to think about all the ways you could possibly make money related to you hobby. Then you can choose to do so in the most enjoyable way possible.

The hardest part of getting started for most people is marketing; you must market yourself and your business to get clients or customers. So be bold. Tell your neighbors and family members about your plans. Post an ad on Craigslist.com. Make a website. People have to know you’re out there so they can hire you or purchase from you.

Imagine the excitement you’ll feel the first time you cash that check for doing something you used to do for free! Once you make a little money from your hobby, the wheels will really start turning, and you’ll be surprised at all the other ideas that come to mind.

Start today by making a list of all the ways you could possibly make money at your hobby. Have fun, and good luck!


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Ways to Use Your Spirituality to Help Your Business Thrive

Using all the resources at your disposal naturally brings you greater success in your business. Number crunching and data analysis are helpful, but you have other tools available. Your spirituality and instincts have been developing and growing since birth. It would be a shame not to use them to your advantage.

Use these strategies to enhance your business with your spirituality:

  1. Sit quietly with your mistakes. Most of us avoid our mistakes. They create too much discomfort. But mistakes have always been the primary way that humans learn. Embrace your mistakes by sitting quietly and examining the source of your error. How much would your business be enhanced if you never repeated mistakes?
  2. Set your intentions high. Get in touch with your soul and realize how great and successful your business could become. Set a big goal and stick to it. Most substantial goals aren’t met because an easier goal reveals itself along the way. Utilize the power of high intentions and be consistent.
  3. Let go. Learn to forgive and move on. That includes forgiving yourself. Learn from challenges and then release yourself from them. Holding on to a grudge or the past ultimately punishes yourself and your business.
  4. Allow your spirit to guide your business. Logic and quantification have their place in any business, but the most successful businesses have more guiding their decisions. Trust your gut when the data runs out.
  5. Be enthusiastic about the unknown. It’s only necessary to see the next step clearly. Everything else might be a bit murky, and that’s okay. Any impressive accomplishment has at least a bit of the unknown.
  6. Meditate or pray on challenges. Getting upset by challenges is similar to a reflex. It’s possible to develop a more effective habit. Meditate on your business challenges and calmly seek a solution.
  7. Show gratitude. To feel gratitude, you must first focus on those things for which you’re thankful. Take a few minutes each day and feel gratitude for the things that bring you joy or satisfaction in your business. At the very least, it will create a more positive state of mind.

Are you currently using your spirituality to your advantage in your business dealings? If not, you’re ignoring a great source of guidance and strength. Give your spirituality the respect it deserves and apply it to your business activities. You’ll have a significant advantage over your competition.

I’d love to hear from you if you are currently utilizing your spirituality in your business as you work towards achieving positive results & goodwill for yourself and for your clients. Please drop me a line and tell me about it at TheBusyGal@gmail.com. Selah.


If you enjoyed this post, I invite you to take a moment and sign up to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

Affirmations are simply statements that are designed to create self-change in the individual using them. They can serve as inspiration, as well as simple reminders. They also can serve to focus you attention onto your goals throughout the day, which, in and of itself, has the potential to promote positive and sustained self-change.

People use affirmations for a variety of purposes. Generally speaking, affirmations are used to reprogram the subconscious mind, to encourage us to believe certain things about ourselves or about the world and our place within it. They are also used to help us create the reality we want—often in terms of making (or attracting) wealth, love, beauty, and happiness.

According to Walter E. Jacobson, M.D., there is value in affirmations of this nature, because our subconscious mind plays a major role in the actualization of our lives and the manifestation of our desires. What we believe about ourselves at a subconscious level, he says, can have a significant impact on the outcome of events.

At the simplest level, when we feel good about ourselves and have a positive attitude, our lives tend to run smoothly. Proponents of the “law of attraction” often refer to this as raising our vibration such that when our vibration is positive, positive things—such as financial abundance, love, and renewed health—are magnetically drawn to us.

You can sign up HERE to receive the BusyGal Bi-Weekly Affirmation Inspiration in Your Inbox.

You Have A Choice!

You know that you have a choice to stay in that dead end job or start your own business, right? If you’re thinking about starting something, do you know what you want to do? Right now, your job is paying at least some of the bills and you’re barely making ends meet. To encourage you to continue thinking about alternative income generating ideas, think about this….

Did you know that most women after the age of 40 will experience some form of ageism in the workplace – be it subtle or overt. In fact now that the Great Recession is essentially over, most of us can get a job — a job with no power, low pay, and absolutely no social prestige! If you’re okay with that don’t read any further!

It’s a known fact that ageism at work begins for women at 40 when your boss no longer considers you for promotion or training! Imagine that! You’ve given 10+ years of your life to a boss, who after you get to a certain age decides that due to your age you are no longer promotable! Does that get you pissed off? It should!

Do you want to know the real reason the job market bounced back? Millions of Americans have simply left the workforce to strike out on their own as small business owners – specifically middle aged people – and leading the charge are women over 40!

Now obviously starting a business is NOT EASY at any time in life, much less when you’re at this age! You also need to KNOW yourself.

To that end, which statement sounds more appealing to you?

“I want the comfortable life. I want or need stability in my life. I do not want to risk my well-being, and I value my free time to be able to relax.”

OR

“I bet on myself and that excites me! I like taking risks because I want the rewards they offer. I love to work, and I want to keep growing. I am very ambitious, and I can handle being in a position of discomfort a while.”

The first statement best describes employment. It is an easy path to follow because you know all the steps, and if not, you can find all the steps. You will encounter comfort if you are doing your job right, and if you don’t age out of the work and get laid off as the work force gets younger than you. You have a set schedule, and you know exactly when you switch your mind from work to family (usually 5PM Mondays to Fridays).

The second statement describes entrepreneurship. To be an entrepreneur you kind of need to embrace the fact that your schedule will be all over the place, and you will be thinking about 100 things at the same time while usually never knowing when the next time to relax will be! Additionally, the work is a grind – but you love it as you’re pursuing your dream because you love that what you are creating is yours! Your life will be unstable and unexpected, but you will love everything about it because your ambition and dreams are too big not to be pursued.

As you can see, these lifestyles are very different.

Entrepreneurs and employees are both necessary in this world, so no matter what path you choose, understand that you are still valuable to the society.

My name is Felicia Lopes and I am the founder of an online business where I coach Women Over 40 to re-establish and re-invent themselves as entrepreneurs through my online classes, small business services and opportunities, as well as events. I can help you!

Bottom line, if you’re looking for a great idea for a business, download my FREE booklet The Top 40 Small Business Ideas for Entrepreneurial Women Over 40 which is jam packed with million dollar ideas for new businesses and links to get you started. https://itiv6yfr.pages.infusionsoft.net